Economic development
Microfinance
Small loans and savings groups for people banks won't lend to.
Illustrative photo: Ali Mkumbwa / Unsplash
Objective for the 2026 funding round
Make 600 loans to small entrepreneurs, recycling repayments into new loans so every dollar is lent again and again.
Who it reaches: Market traders, farmers and craftspeople who can't get a bank loan.
$0 raised of $50,000
0%
$50,000 to go. Be the first to give.
Funding for this cause closes in
From $50: lockboxes and record books for two savings groups.
The need
Without collateral, poor families can't borrow to buy stock, seed or a sewing machine. Village savings groups and small, fair loans let them build income, and the money is repaid and lent again.
What your gift does
- $50lockboxes and record books for two savings groups
- $150a first loan for a small trader
- $1,000seed capital for a savings group of 25 members
Where your donation goes
The planned budget for this cause. Every quarter, the field report shows what was actually spent against each line.
- Loan capitalLent out, repaid and lent again.65%$98 of $150
- Loan officersLocal staff who assess, support and follow up.15%$23 of $150
- Financial trainingBudgeting and business skills for every borrower.10%$15 of $150
- Loss reserveCovering loans that can't be repaid after disaster or illness.3%$5 of $150
- Monitoring and reportingRepayment rates and business growth.7%$11 of $150
How we do it
- 1
Communities form savings groups and save weekly before any loan.
- 2
Loans are small, at fair rates, and repaid into a revolving fund.
- 3
Members are trained in bookkeeping and business basics.
- 4
Repayment and savings data are published every year.
What we measure and report
Targets for the 2026 funding round. Results against each one are published in the quarterly field report sent to every donor to this cause.
| Measure | Target |
|---|---|
| Savings group members | 1,000 |
| Loans issued | 600 |
| Repayment rate | 95% |
| Times each donated dollar is re-lent in 3 years | 3+ |
Recent supporters
No gifts yet this round. Yours can be the one that starts it.
Fund microfinance
Your gift goes to this programme. You'll get an email receipt now and the field report every quarter.
Funding for this cause closes in
Choose an amount
- $50lockboxes and record books for two savings groups
- $150a first loan for a small trader
- $1,000seed capital for a savings group of 25 members
Gifts start at $50. Choose your own amount on the next page.
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Seed, training and market access that raise small farm harvests and income.
$70 improved seed and fertiliser for two family plots.
$0 raised of $70,000
0%
$70,000 to go. Be the first to give.
Economic developmentJob creation
Help small businesses grow and hire young people.
$100 a month's wage subsidy for a young apprentice.
$0 raised of $75,000
0%
$75,000 to go. Be the first to give.
Economic developmentEntrepreneurship training
Business bootcamps and mentoring for young entrepreneurs.
$90 bootcamp seats for two young entrepreneurs.
$0 raised of $40,000
0%
$40,000 to go. Be the first to give.
Questions donors ask
Does my gift go to the cause I choose?
Yes. A gift to a named cause is recorded against that cause and spent on that programme. If a cause becomes fully funded, we use extra gifts for the next round of the same programme, and tell you in the report.
How will I know what my gift did?
You get an email receipt straight away, and a field report on your cause every quarter, with what was delivered, where, and the results measured against the targets listed on each cause page.
Is my donation tax-deductible?
In the United States, yes: GiveToAfrica is a registered 501(c)(3) nonprofit (EIN 27-3982730) and your email receipt is valid for your tax return. In other countries, deductibility depends on local rules.
Which payment methods can I use?
We accept cryptocurrency: Bitcoin, Ethereum, USDT and more than 100 other coins, through our payment processor NOWPayments. You choose your gift amount in US dollars, pounds, euros, Australian or Canadian dollars and pay the equivalent in the coin of your choice.
Can my company match my gift?
Many employers match their staff's donations. Add your employer's name when you give and we will send the paperwork. Companies can also give directly or sponsor a whole project on our company giving page.